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Veterans Benefits

Veterans Benefits are perhaps the most misunderstood and underutilized resources available to millions of veterans and their families. While it is commonly known that certain benefits are available for the brave men and women who served in our armed forces, many veterans and their families are unaware that they could be eligible for an even wider range of benefits through the United States Department of Veterans Affairs (VA), even if they did not directly retire from the military or suffer injuries in the line of duty. 

Veterans Benefits offered to eligible beneficiaries include:

  • VA Disability Compensation:  Veterans with a service-connected disability may qualify for regular monthly benefits. These benefits are generally tax-free and are paid to veterans who have injuries or diseases that occurred while on active duty, or were aggravated and made worse by active military service. It is also paid to certain veterans disabled as a result of care provided by VA medical facilities.
  • ​VA Pension / Aid & Attendance:  Veterans age 65 and older and Veterans with a non-service connected disability, and their surviving spouses, may qualify for regular monthly benefits.  An additional amount may be granted for aid and attendance (A&A) if the Veteran qualifies for VA Pension and the Veteran/Surviving Spouse needs another person to assist with the activities of daily living (ADLs), is bedridden, resides in a nursing home, or has limited eyesight.  This is a financial need-based benefit, and there are NEW RULES EFFECTIVE 18 OCTOBER 2018.  There is now a net worth limit of $123,600 (assets excluding primary residence and vehicle, plus annual income).  In addition, there is a new 36-month look-back period for asset transfers of less than fair market value, with a 5-year penalty period.  (Transfers prior to 10 October 2018 are excluded.)  Medical expenses can be deducted income for qualification.  VA Pension/A&A is an excellent benefit to assist with paying for Home Health Care, as well as Assisted Living Facilities (ALFs) and Nursing Home Care.
  • Housebound: Like A&A, this is an additional amount that may be granted for a Veteran or Surviving Spouse who qualifies for VA Pension and spends most of their time in the home due to a permanent disability.
  • Burial and Memorial:  In exchange for the service that veterans have selflessly given to the United States, the Department of Veterans Affairs and the Department of Defense provide several memorial and burial services for eligible active-duty, Reserve, Guard, retired and veteran members. All veterans and military family members should be aware of the memorial benefits offered by the Department of Veterans Affairs before they are actually needed.
  • Death Pension: The VA Death Pension is a benefit paid to eligible dependents of deceased wartime veterans.
  • Dependency and Indemnity Compensation: This is a monthly benefit paid to eligible survivors of certain deceased veterans.   
  • Employment & Training: The Department of Veterans Affairs, Department of Labor and the Department of Education all administer a number of employment, education, and training programs for veterans. These programs include, but are not limited to The Montgomery G.I. Bill - Active Duty, The Montgomery G.I. Bill – Selected Reserve, Veterans’ Educational Assistance Program (VEAP), Veterans Upward Bound and Veterans’ Employment and Training.
  • Parents DIC:  Parents' Dependency and Indemnity Compensation is an income-based monthly benefit for the parents of a military service member or veteran who has died.
  • Special Monthly Compensation:  Special Monthly Compensation (SMC) is a monetary compensation (in addition to the regular VA Disability Compensation) to a veteran who, as a result of military service, incurred the loss or the loss of use of specific organs or extremities. Loss, or loss of use, is described as either an amputation or having no effective remaining function of an extremity or organ.
  • Survivor Benefits:  Surviving family members of veterans are entitled to certain benefits that can help ease their financial difficulties. When a loved one dies, it can be emotionally difficult to look into available benefits, but this process should be done as soon as possible to prevent eligibility problems.
  • Veterans Health Care:  Under the Veterans' Health Care Eligibility Reform Act of 1996, a Medical Benefits Package plan  is available to all enrolled veterans. This plan emphasizes preventive and primary care and offers a full range of inpatient and outpatient services.In addition, combat veterans returning from active military service may be eligible to receive free health care services and nursing home care for up to two years, beginning on the date of separation from active military service. This benefit covers all illnesses and injuries except those clearly unrelated to military service. Dental services are not included in this health care package.
  • Veterans Life Insurance:  Service members' Group Life Insurance (SGLI) is a program which provides low cost group life insurance to service members on active duty, ready reservists, members of the National Guard, members of the Commissioned Corps of the National Oceanic and Atmospheric Administration and the Public Health Service, cadets and midshipmen of the four service academies and members of the Reserve Officer Training Corps.

Unfortunately, many eligible Veterans and their families are initially denied these benefits when a claim is filed. Applicants should be aware that the decisions for these claims can be appealed by Veterans and their eligible family members. The process for appeals generally begins with the Board of Veterans Appeals (BVA) in Washington, D.C. Once a claim has been filed and consequently denied, the veteran or other potentially eligible beneficiary has 60 days to file for an appeal with their regional office. In order to do so, it is necessary to complete a Notice of Disagreement (NOD), and Veterans have the option of retaining an attorney at the NOD stage.

The Department of Veterans Affairs (VA) benefits claims and appeals process can be complicated. If a veteran or a veteran’s family members have received a denial of benefits to which they believe they are entitled, it is in their best interest to contact an attorney who is familiar with veterans benefits to assist them with the application and appeals process.  Attorney Daniel H. Smith of Advocates in Aging is a VA Accredited Attorney, which means he is authorized by the VA to assist Veterans and their families with their appeals.

ASSISTED LIVING BENEFITS FOR VETERANS: Click here to view the Guide

 


With an office in Sarasota, FL Advocates in Aging: Law Office of Ira Stewart Wiesner serves clients throughout Sarasota, Bradenton, Venice, Port Charlotte, Sarasota County, Manatee County, DeSoto County, & Charlotte County.



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